Our expertise is free of charge as we guide you through the options to what suits you best. Click below to schedule a talk.
Discover & Strategy
With a few simple questions, we can help determine where you are financially exposed or if the plan you have is the proper fit for your situation.
Facilitating the Process
We pride ourselves in being the expert from start to finish. After you discover what direction you want to go, we help facilitate to introduction to the carriers you choose.
100% Telephonic Consultations -
Times are changing and we have been helping our clients 100% by phone since 2008. Our goal is to help you on your time at your convenience. We also offer video call consultations if you prefer to see our awesome faces 😁
Why Clients Choose Us
We are completely education focused. What we are going to do for you, is educate you on all your options, make recommendations based off of your specific situation and then help you enroll in the plans of your choice. We believe in leaving complicated language and acronyms behind and speaking plain English to ensure EVERYONE we speak to understands exactly what the options are. Let us simplify the process for you!
Services We Provide
This is a popular option to supplement your Original Medicare Part A and Part B. To learn more simply click below...
An alternative to Original Medicare, these plans are typically HMO and PPO plans with network providers...
Prescription Drug Plans
Prescription Drug plans are a requirement by CMS in order to help with the cost of prescriptions...
One of the most sought after plans is Dental insurance. We have a variety of plans to review to see which is best for you and your needs...
Many plans have little or no coverage when it comes to prescription eye wear and exams. We can help find a plan that is right for you...
Many of our clients came to us with a need to have benefits for hearing aids and exams. We have options to help with this benefit...
Nobody likes to plan for this but it is an act of love when we do. This is a benefit that you give to the people you love once you are gone. Learn more below...
Hospital Indemnity Plans
When you have a plan that is full of co-pays and co-insurance, a Hospital Indemnity plan can help alleviate many of those costs...
It's not enough to protect your life and health, you also need to consider protecting your nest egg as it needs to last you for years to come...
What Our Clients Say
Turned 65 in June
After being flooded with Medicare "information" for the last several months, I landed on this webinar last week with Josh!!
Everything cleared up for me! Very detailed and specific info about the questions nobody else was answering! I had a 1:1 phone call with Josh today, and I now have a plan I'm comfortable with! Perfect! Thank you!!
Turned 65 in January
I took part in the Webinar. I also received the booklet from SSA on Medicare and read that. In the end, I learned more from the webinar than I did the SSA booklet. After a private conference with Josh Lustig, I feel I am ready for my 65th birthday in January and pretty much 100% ready for Medicare.
Turned 65 in August
Josh, I wanted to say thank you for inviting me to be part of your Medicare webinar. I found it to be very informative, easy to understand and exactly what I needed to make these important decisions with confidence. I also would like to thank you for you helping me find the right plan D program at such a good price. With 28 to choose from this would have been an impossible task without help. And last but not least for inviting me to check back with you yearly to see if I can better my choices as plans and or my needs change.
Do you need a Consultation?
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